alaric378Contacts in the network : Myspace (no) , Facebook (no) |
Common mistakes that should be avoided while buying a car insurance policy (2014-09-24)
There are a lot of common mistakes that most of the people make while buying the cheap auto insurance. Due to these silly mistakes the car insurance premium takes a troll and rises up. Just on order to save some of your hard earned money, it is important that you are aware of all these mistakes and make sure that you keep yourself away from all this.
The first of all these mistakes that is commonly made by individuals while buying an auto insurance cover for their car is the lack of knowledge and research. Do not make the mistake of believing everything that your insurance agent tells you. Remember, his job is to sell the products and meet the target. He will not think about your profit but would only sell you products that contribute in meeting his sales targets. The internet provides information of almost everything these days. Use this and try to do as much research as you can. This will help you in checking the authenticity of all the commitments that are made by the insurance agent.
Deductibles are a key factor that contributes in determining the premium of the auto insurance that you have selected. People make the mistake of keeping the deductibles very low. If you believe that you will protect each and every scratch of your car only by taking a claim from the insurance company, trust me you are mistaken. It is not advisable to cover each and everything with collision or liability coverage. Instead of this, try to drive safe and follow all the traffic rules to avoid all these problems. Keeping the deductible high will help in keeping your premium low.
Most of the general insurance companies these days provide policies in which they cover all your cars under one policy. Apart from this, there are certain schemes where you can buy all of your insurances from one company under an umbrella policy. This will help in lowering down the overall premium. Also, it saves you from the trouble of remembering different dates of different policy’s renewal.
Last and the most common mistake that we do is that we do not bargain. Even if it is out of your standards, ask for discounts. Looking at the competition the insurance company would surely give you some or the other kind of leverage.
Autoinsurprotection is the best place you can visit in order to get free quotes before you go and buy car insurance. The mission of this website is only to provide its customers with quickest and easiest access to a wide variety of auto insurance quotes. Our staff works dedicatedly to find the best auto policies on your behalf.
Become a fan