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Car insurance fraud (2014-01-03)
With the increasing competition in the market, the frauds related to the auto insurance have also increased. The insurance fraud is amongst the famous whit color crimes all over the world. There are a lot of techniques which the fraud companies use and due to the lack in awareness and knowledge related to the car insurance people end up paying high premiums year after year. Everything and every person have an insurance quotes auto cover these days and hence there is nothing that is left untouched by the insurance frauds. Not only the company but the consumers also lie and fake up about the accidents and damages.
Basically the kind of frauds that the people end up doing vary. Many people do the staged accidents in which they go and make intentional collisions. People also pretend and lie about the trauma and the damages caused to their body and health during the accident. Along with this people don’t even hesitate in adding up the name of people in the injured’ list just in order to Ancash a higher car insurance claim amount. However even this is not the limit. People can think and go even further by dumping their own car and then reports that it has been stolen.
If in case the Car Insurance Company finds out that you have planned any of the frauds, it could be highly risky. It not only can kill and injure the driver severely but can also increase your premiums to a very high rate for the lifetime or can even cancel your policy.
Apart from these frauds there are a few more ways which occur more frequently and are less frequent to find out by the Car Insurance Company. In these cases the people make a team with some repair shop and increase the repaired parts list and hence the claim amount. They also plan it with a doctor to get fake medical certificates for unnecessary medical ailments.
Just in order to deal with all this, the car insurance companies have become strict with the process of claim settlement. They have expert surveyors whose work is only to check the authenticity of the claim application. It makes the person who does this fraud criminal and strict actions are taken against them.
Visit ht*p://www.carinsurmarket.com if you are planning to buy a car insurance policy and want quotes from various companies. We would offer you quote for every type and size of your car. On our website, all you need a zip code to get started and you would find the quotes that would suit you the best. We have our office at 2524, James M Wood Blvd, Los Angeles, CA 90015.
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